Return of Title IV Funds Policy
The Higher Education Amendments of 1998 changed the formula
for calculating the amount of aid a student and school can retain
when the student totally withdraws from all classes. Students
who withdraw from all classes prior to completing more than
60% of an enrollment term will have their eligibility for aid
recalculated based on the percent of the term completed. For
example, a student who withdraws completing only 30% of the
term will have "earned" only 30% of any Title IV aid
received. The remaining 70% must be returned by the school and/or
the student. The Financial Aid Office encourages you to read
this policy carefully. If you are thinking about withdrawing
from all classes PRIOR to completing 60% of the semester, you
should contact the Financial Aid Office to see how your withdrawal
will affect your financial aid.
(1.) This policy shall apply to all students who withdraw,
drop out or are expelled from Husson College, and receive financial
aid from Title IV funds:
(a.) The term "Title IV Funds" refers to the Federal
financial aid programs authorized under the Higher Education
Act of 1965 (as amended) and includes the following programs:
Unsubsidized FFEL loans, subsidized FFEL loans, FFEL PLUS
loans, Federal Pell Grants, and Federal SEOG.
(b.) A student's withdrawal date is:
(i.) the date the student began the institution's withdrawal
process or officially notified the institution of intent
to withdraw; or
(ii.) the midpoint of the period for a student who leaves
without notifying the institution; or
(iii.) the student's last date of attendance at a documented
academically-related activity.
(2.) Refunds on all institutional charges, including tuition
and fees, will be calculated using the state refund policy published
in the Husson College Catalog..
(3.) Title IV aid is earned in a prorated manner on a per
diem basis up to and including the 60% point in the semester.
Title IV aid and all other aid is viewed as 100% earned after
that point in time.
(a.) The percentage of Title IV aid earned shall be calculated
as follows:
Number of days completed by student/ (divided by) Total
number of days in term*
The percent of term completed shall be the percentage of
Title IV aid earned by the student.
*The total number of calendar days in a term of enrollment
shall exclude any scheduled breaks of more than five days.
(b.) The percentage of Title IV aid unearned (i.e., to be
returned to the appropriate program) shall be 100% minus the
percent earned.
(c.) Unearned aid shall be returned first by Husson College
from the student's account calculated as follows:
Total institutional charges X (times) percent of unearned
aid = amount returned to program(s)
Unearned Title IV aid shall be returned to the following
programs in the following order:
1. Unsubsidized Stafford Loan
2. Subsidized Stafford Loan
3. Parent Loans (PLUS) to Undergraduate Students
4. Federal Pell Grant
5. Federal SEOG
6. Other Title IV grant programs
Exception: no program can receive a refund if the student
did not receive aid from that program.
(d.) When the total amount of unearned aid is greater than
the amount returned by Husson College from the student's account,
the student is responsible for returning unearned aid to the
appropriate program(s) as follows:
1. Unsubsidized Stafford Loan**
2. Subsidized Stafford Loan**
3. Parent Loans (PLUS) to Undergraduate Students**
4. Federal Pell Grant***
5. Federal SEOG***
6. Other Title IV grant programs***
(4.) **Loans amounts are returned with the terms of the promissory
note.
(5.) ***Amounts to be returned by the student to federal grant
programs will receive a 50% discount.
(6.) Refunds and adjusted bills will be sent to the student's
home address on file following withdrawal. Students are responsible
for any portion of their institutional charges that are left
outstanding after Title IV funds are returned.
(7.) Institutional and student responsibilities in regard
to the return of Title IV funds.
(a.) Husson's responsibilities in regard to the return of
Title IV funds include:
(i.) providing each student with the information given
in this policy;
(ii.) identifying students who are affected by this policy
and completing the Return of Title IV Funds calculation
for those students;
(iii.) returning any Title IV funds that are due the Title
IV programs.
(b.) The student's responsibilities in regard to the return
of Title IV funds include:
(i.) becoming familiar with the Return of Title IV policy
and how complete withdrawal affects eligibility for Title
IV aid;
(ii.) returning to the Title IV programs any funds that
were disbursed directly to the student and which the student
was determined to be ineligible for via the Return of Title
IV Funds calculation.
(8.) The fees, procedures, and policies listed above supersede
those published previously and are subject to change at any
time.
(9.) Any notification of a withdrawal or cancellation of classes
should be in writing and addressed to the Financial Aid Office.
Such notification may be made by facsimile.
If you would like examples of the refund policy, contact the
Financial Aid Office.